The interest rate remains fixed for a certain period that you choose and then turns to variable, depending on the 1 month Euribor rate, plus a fixed margin for the entire term of the loan. The interest rate is set specifically for you, with preferential terms based on your credit rating.

You can obtain a housing / mortgage loan from €20,000 and up to 80% of the estimated value of the pre-noted property, with a fixed interest rate for 3 or 5 or 10 or 15 or 20 or 25 or 30 years, plus the levy of Law 128/75,  and repayment period up to 30 years.